Target Audience: High school learners, college students, and entry-level earners
Duration: 1–2 weeks (3–4 sessions)
Delivery Format: In-person, online, or hybrid
Certification: Optional Certificate of Completion
Course Objective:
Bank Smart: A Beginner’s Guide to Financial Literacy is designed to help participants understand the fundamentals of banking and personal finance. Whether managing money for the first time or improving existing financial habits, this course provides practical, easy-to-follow guidance.
First, participants will learn how banks operate and explore various account types, including savings, checking, and digital banking options. By understanding these accounts, learners can manage money safely and access financial services effectively.
Next, the course introduces essential budgeting techniques. Participants will track income, control expenses, and plan for short-term and long-term financial goals. As a result, learners gain better control over day-to-day spending and overall financial health.
Moreover, participants will develop skills in evaluating financial products such as loans, credit cards, and interest rates. This knowledge allows them to make informed decisions while avoiding common financial mistakes and high costs.
In addition, the course emphasizes smart saving and beginner investing strategies. Participants will learn how to grow their money safely, prepare for emergencies, and plan for future financial milestones.
Participants will also explore how to manage debt responsibly, improve credit scores, and understand borrowing limits. Through this, they can protect their financial wellbeing and make confident choices.
Finally, learners will gain confidence in handling everyday financial decisions. By the end of the course, participants will be equipped to manage money wisely and build a stable, secure financial future.
